Services

Individual Health Services

Our team of brokers listens to your concerns so that they can help you find the right individual or family health insurance plan for your clients. Delaware Valley Brokerage Services, Inc.’s personalized approach will address any questions that individuals may have about navigating the current healthcare marketplace and understanding health care reform. In addition to finding the right plan for any size budget, we also offer helpful advice about when to purchase individual health insurance and information about the taxability of your clients’ health insurance.

We can help individual consumers with questions like:

• When should I purchase a plan?
• What is “Obamacare/Affordable Care Act?”
• When is “open enrollment?”
• Will I be eligible for tax credits or subsidies?
• Will I be subject to tax penalties?
• Is my current insurance “grandfathered?”
• What is a “marketplace” or “exchange”?
• Determining your subsidy eligibility amounts
• What are the differences if I am self employed?

Pennie.org & Healthcare.gov Certified

For a quote on individual and family health insurance, please fill out our quote form or contact us at:

800-888-1466 or info@dvbsinc.com

Group Health Services

At Delaware Valley Brokerage Services, Inc., we will find the right group health plan for employers and brokers working with all size groups and budgets. Since our involvement in the group health insurance enrollment process is comprehensive, we also take care of processes like claims, renewals and COBRA Administration. We work for you, not for the insurance companies, so we will tailor our search to your needs and make sure that you get the most out of your group health insurance plan.
If you have questions about your health insurance requirements as an employer or group health plans and taxes, talk to one of our experienced brokers today. We offer HR education, renewal meetings, new hire meetings and much more. Fill out a quote form to start finding the right group health plan for your company or clients.

We can help employers with questions like:

• Am I required to offer health insurance to my employees?
• How do I calculate FTEs (full-time equivalents)?
• Will my business be subject to tax penalties?
• How can I gain control of my benefit costs?
• Does the Affordable Care Act and Employer Mandate affect me?
• Will my business qualify for tax credits?
• What is a “defined contribution” plan?
• What is a self-funded plan?
• What are ancillary benefits?

Contact one of our experienced brokers today for smart solutions to group health insurance:

800-888-1466 or info@dvbsinc.com

Life Insurance

Individual consumers frequently have a long list of questions about life insurance. Delaware Valley Brokerage Services, Inc.’s team of professional, experienced brokers will help brokers find the appropriate plan and suitable amount of insurance for their clients. We also take care of your clients’ questions about living benefits, death benefits, guarantees and policy changes. Delaware Valley Brokerage Services, Inc. can help your clients prepare for the unexpected while staying sensible about the present.

At Delaware Valley Brokerage Services, Inc., we will connect individuals with the right whole life or universal life plan for them. To get more information, contact us directly at info@dvbsinc.com or fill out a quote form.

Disability

Without a knowledgeable broker, disability coverage can be one of the most difficult fields of insurance plans to navigate. Wildly differing information, scare tactics geared towards consumers, and consumers’ anxiety about their future can all contribute to misleading information and poorly informed choices about disability insurance.

At Delaware Valley Brokerage Services, Inc., our brokers are educated and informed about the realities of disability insurance. We address each question professionally and accurately so that individuals, businesses and brokers find the right disability plan for their needs.

For more information about why our brokers are qualified to help you find a disability insurance or income protection plan for your clients, contact us at info@dvbsinc.com.

Dental

Individual Dental Insurance is available to individuals and families that are not covered by group dental insurance. For people without dental insurance, cost often stands in the way of getting the care they need to maintain the health of their teeth and gums. Even for routine preventive care, a trip to the dentist’s office could mean a substantial amount of money out of your pocket.

Feel free to reach out to one of our friendly broker representatives for a quote today. 215-781-3570

https://www.teethkeepers.com/1195 – Richard Mancuso

Specialty Services

Delaware Valley Brokerage Services connects you with specialty products such as short term medical, GAP insurance, travel insurance, etc.

We can help individual consumers and employers with questions like:

• What is my eligibility for prescription/drug coverage?
• What amount of coverage would I need for travel?
• What is GAP insurance?

SHORT-TERM HEALTH INSURANCE
Temporary health insurance for 30 days to 6 months.
	Secure STM https://quote.ihcmarketplace.com/Agent/2521140/GetQuote?product=STM

Landing Page: http://dvbs.phecard.com

SE Link: https://dvbs.secureenrollment.com

FREE RX Link: http://www.NBDrugCard.com/DrugCard.aspx?ID=DVBS

RX-PAY CARD
Prescription drugs: $10 generic and $20 preferred brand name.
	RX-PAY CARD:

For more information on the specialty products we offer, please fill out our quote form or contact us at:

800-888-1466 or info@dvbsinc.com.